Posts Tagged ‘personal finance’

Falling rates seduce remortgagers

Thursday, May 16th, 2013

*Two thirds of April remortgagers took advantage of lower mortgage rates

*Almost half (42%) reduced their monthly payments (more…)

Smile Voted Most Trusted Bank by its Customers

Wednesday, May 15th, 2013

As high street banks and consumers alike anticipate the new seven-day account switching process to be made available in September this year, (more…)

Need help to get out of debt?

Tuesday, May 14th, 2013

Sliding into debt can happen incrementally over many years or it can suddenly escalate. Depending on your circumstances, it can sometimes happen overnight. (more…)

Over 50s could be overlooking the best credit card deals

Wednesday, April 17th, 2013

· A third of over 50s take out a credit card with their bank

· A quarter of over 50s pick a card for the freebies

· A third won’t switch credit cards at the end of the 0% interest free period and incur interest as a result (more…)

Payday loans can make life easier for you

Wednesday, April 3rd, 2013

The payday loans industry has been in the news lately as more people than ever before are using short-term low value loans as a viable solution to temporary hardship. (more…)

Choosing the right Income Protection

Tuesday, April 2nd, 2013

Income protection, or mortgage cover, like all other types of insurance, consists of a number of different policies which you can choose from, and which one you pick entirely depends upon your own preferences and situation. (more…)

Number of ‘financially vulnerable’ British households trebles since 2007

Tuesday, March 26th, 2013

A major global study of financial consumer sentiment – including Great Britain, France, Germany and a number of other European countries – has shown the number of financially vulnerable households in Great Britain has trebled in the past five years with 21% now classed as financially vulnerable and only 8% deemed financially secure – more than half the number in 2007. (more…)

Understanding your credit rating – a beginners guide

Monday, March 4th, 2013

When it was announced that the UK was having its credit rating downgraded in late February it was big news, and bad news for the government. It was an event that mirrored the personal experience of thousands of people in recent years, (more…)

Alternatives to taking out a payday loan

Wednesday, February 27th, 2013

The new austerity measures laid down by the coalition government mean that many of us will have to tighten our purse strings in the coming months. (more…)

Falling sterling hits the pensions of millions of expats

Monday, February 25th, 2013

Recent falls in sterling have meant that British expat pensioners in Europe have seen their monthly retirement slashed by an average of 8 per cent since the beginning of the year, says the world’s largest independent financial advisory firm. (more…)

Beginners guide to saving for a big purchase

Friday, February 22nd, 2013

Managing your expenditure to ensure that you do not spend more money than you are bringing in, is something that you will need to do on a daily basis. Just because this is a daily activity, it doesn’t mean that it is easy, hence the number of people that find themselves raking up unmanageable debts. (more…)

Government and BoE policies drive UK pension pots overseas

Thursday, February 21st, 2013

Government and Bank of England policies are prompting a growing number of British pre-retirees and pensioners to move their pension funds out of the UK, reveal figures from the world’s largest independent advisory firm. (more…)