IPSE, The Association of Independent Professionals and the Self-Employed, has today launched IPSE Futures – the organisation's very own member benefit scheme designed with the UK's 4.5million self-employed people in mind.
As of today, IPSE members are able to join pension, life assurance and private medical healthcare schemes at group rates – usually at a fraction of the cost they would pay as individuals.
With a negotiated charge of only 0.42%, IPSE Futures' pension scheme with renowned pension providers, Aegon, gives IPSE members the chance to save securely at far lower rates typically found on other pension plans.
Offering greater flexibility and giving members more control over their savings than many other products on the market, IPSE Futures' pension scheme suits the needs of the growing number of people working for themselves across the UK.
Bringing savings together online and in one place, it helps IPSE members keep better track of their savings and makes it easier for them to decide how much they would like to put away each month.
With a wide range of other product wrappers which include an ISA and a general-purpose investment account, IPSE members who sign up for the scheme will have access to a wide range of investments from one of the world's most respected providers.
IPSE Life Assurance
IPSE have partnered with Legal & General to provide Life Assurance cover to IPSE members at group rates and with greatly simplified medical underwriting, just five easily answered questions, cover is available from £50,000 to £250,000.
IPSE Futures' Life Assurance starts at just £2.80 a month for £50,000 of cover. Voluntary life assurance cover will pay a lump sum if the person taking the cover were to die. It is a valuable benefit that can help families and dependants financially.
IPSE is delighted to announce that from today, all IPSE Plus members will automatically receive £5,000 life assurance cover included as part of their Plus membership.
IPSE Flexible Benefits
IPSE Futures' Private Medical Insurance with Mercer gives IPSE members prompt, efficient access to health care with no NHS waiting lists for a substantially lower price than many other products available.
Registration and all payment collection is handled directly by independent consultants, Mercer Marsh Benefits, who will advise those who sign up to the scheme on the best healthcare cover, and provide them with:
• Access to discounted rates
• Specialist help and advice
• Access to coverage that may not exclude previous medical conditions
• Support available as and when it's needed
IPSE will be announcing a range of further flexible benefits in the coming months.