The following information is designed to give you a flavour of the better mortgage deals available at the moment.

The Lender:

Lloyds TSB Scotland

Interest Rate Type:


Rate offered:


Length of any special rate period:

5 years (until 30th Sept 2015)

Length of period you are tied in to the deal:

5 years (until 30th Sept 2015)



Valuation -£225 approx

Upfront application – £99

Early Repayment Charges (ERC):

Until 30th Sept 2012 – 5%

Then until 30th Sept 2013 – 4%

Then until 30th Sept 2014 – 3%

Then until 30th Sept 2015 – 2%

General information:

Max loan to value available – 90%

Will lend in England and Wales

Available on repayment basis only


Overpayments and underpayments allowed

Residential purchase only, not available for remortgages, further advances or buy-to-let

Disclaimer: This deal is current at the time of writing but lenders are always withdrawing deals and putting new ones on the market.

Nothing in this article should be misconstrued as advice. You should consult a properly qualified and regulated Independent Financial Adviser or Mortgage Broker prior to taking on any commitment. It is also worth remembering that some deals are only available through the lender and some only through brokers.

Whilst we aim to be accurate the above information should not be relied upon. Always check with the provider or adviser first.

Been putting off making that will? Click HERE for our on-line will making service!

Comment Here!